A beneficiary who enrolls in a Medicare Advantage plan must:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Advantage (Part C) replaces Original Medicare as the way benefits are delivered, but the beneficiary's Medicare entitlement continues: the monthly Part B premium is still owed to Medicare, and the private MA plan may charge its own additional premium if the plan has one. The plan must cover all benefits of Original Medicare. Many MA plans charge $0 additional premium, but the Part B premium obligation never disappears just because a beneficiary chooses an MA plan. The MA plan replaces delivery, not the beneficiary's Medicare status.
Why the other options are wrong
- B) The Part B premium is still required of every Medicare beneficiary, including those in Medicare Advantage. Part B is owed by every Medicare beneficiary, without exception, including all MA enrollees.
- C) The Part B premium is paid to Medicare and any MA plan premium is paid separately to the plan; they are not combined into one federal payment. The two premiums flow through separate payment channels.
- D) Part A is premium-free for most fully insured beneficiaries; the Part B premium remains the ongoing obligation regardless of plan choice. Part B remains the ongoing obligation for every enrollee.
Memory hook
Medicare Advantage changes the delivery, not the bill: Part B premium stays on the table, plus the plan's own premium if any.