Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
A Medicare Advantage (Part C) plan must:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Advantage plans are required to cover all services that Original Medicare covers under Part A and Part B, and they may offer additional benefits beyond Original Medicare, such as dental, vision, or hearing. The plans are operated by private insurers approved by CMS, with cost-sharing that may differ from Original Medicare but with an annual out-of-pocket maximum. Medigap policies cannot be used with Medicare Advantage, because MA plans must provide the Part A and Part B benefit package themselves.
Why the other options are wrong
- B) MA plans must cover Part A and Part B benefits; drug coverage is included only through an integrated MAPD or a separate PDP.
- C) Preventive services cannot be excluded; MA plans must cover the same services as Original Medicare, including preventive care.
- D) Medigap is sold only with Original Medicare and does not coordinate with Medicare Advantage.
Memory hook
MA must match Original Medicare and may add more — a floor, not a ceiling, and no Medigap on top.