State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
For a California agent licensed after January 1992 who sells long-term care insurance, after completing the initial training, additional long-term care training of 8 hours is required:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under CIC Section 10234.93, agents licensed after January 1, 1992 must complete 8 hours of long-term care training in each of the first four 12-month periods beginning from the date of original license issuance, and thereafter 8 hours prior to each license renewal. The training counts toward the continuing education requirement and is a condition of being authorized to solicit long-term care insurance, including riders attached to life policies.
Why the other options are wrong
- A) Training is required annually for the first four years and again at each renewal, not only once after five years.
- C) Long-term care training is required for agents selling long-term care products; a life settlement broker license is unrelated.
- D) Selling individual life policies with LTC riders, or any other long-term care product, triggers the training requirement.
Memory hook
LTC training: eight hours, four straight years, then eight before every renewal. No shortcuts.