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Long-Term CareVerified · outline & fact-checked · Sep 2026Difficulty 2/5

A resident lives in an apartment-style facility that provides meals, housekeeping, 24-hour supervision, and personal care, but does not provide skilled nursing care. What type of facility is this?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

An assisted living facility provides apartment-style housing with meals, housekeeping, personal care (help with ADLs), and 24-hour supervision for residents who do not need skilled nursing care. It occupies the middle ground between independent living and a skilled nursing facility. Assisted living is one of the most common settings LTC insurance benefits pay for, because many policyholders want to age in a supportive, non-institutional environment rather than a nursing home. In California, facilities of this type may be licensed as residential care facilities for the elderly; the key point is that the level of care is personal care and supervision, not skilled nursing.

Why the other options are wrong

  • B) A skilled nursing facility provides 24-hour skilled medical and nursing care under a physician's direction; this resident needs only personal care.
  • C) An acute care hospital treats short-term medical emergencies and illnesses; it is not a residential long-term care setting.
  • D) A hospice center provides comfort care for terminally ill residents with a limited prognosis; it does not fit a resident receiving long-term personal care.

Memory hook

Assisted living = apartment + meals + supervision + help with ADLs, but no skilled nursing.

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