State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Which statement about HICAP is correct?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
HICAP counselors provide free, neutral assistance to seniors on Medicare, Medicare Advantage, Medigap, Part D, and long-term care, and they do not sell or endorse any product. Because HICAP is unbiased, California requires LTC solicitation materials to inform applicants about it. AH-V.1e marks this HICAP referral and counseling role as a key LTC marketing standard.
Why the other options are wrong
- A) HICAP is not in the business of selling policies; its counselors make no sales.
- B) HICAP services are free of charge, funded by federal and state money, not premium-based fees.
- D) HICAP operates under the California Department of Aging, not under insurance companies.
Memory hook
HICAP: counseling with no cash register — free and neutral by design.