State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which of the following is a core duty under the California insurance professional's code of ethics?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The professional's code of ethics includes preserving client confidentiality, placing the client's interests first, maintaining professional competence, matching products to client needs, communicating truthfully in plain language, servicing policies after the sale, and not disparaging competitors. Confidentiality is fundamental because clients disclose personal financial and health information in trust.
Why the other options are wrong
- B) Ethical selling serves the client's needs rather than maximizing the agent's own compensation.
- C) Products must be matched to the individual client's circumstances, not sold uniformly.
- D) The code requires agents not to disparage competitors, so running competitors down is unethical.
Memory hook
Ethics file: client first, truth always, mouths shut about their affairs, and never trash the competition.