State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
A California employer's group life plan provides coverage for the spouses of employees. Under California law (CIC Section 381.5), the plan must offer the same coverage to:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under California Insurance Code Section 381.5, registered domestic partners must be treated the same as spouses for purposes of group insurance coverage. A group life plan that covers spouses must also cover registered domestic partners on equal terms, with no discrimination based on the sex of either partner. The partnership must be registered with the Secretary of State under the Family Code, so informal cohabitation does not qualify for the protection.
Why the other options are wrong
- B) Mere cohabitation does not create the protected status; the partnership must be registered.
- C) The requirement extends to registered domestic partners, not to all relatives.
- D) The protection applies equally to same-sex and opposite-sex registered domestic partners.
Memory hook
Domestic partners who registered get the spousal ticket. If the plan covers spouses, it covers registered partners too.