State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
An agent who wants to enroll clients in qualified health plans through Covered California must:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Agents and brokers who sell qualified health plans through Covered California must first complete Covered California's certification and training program and enter into an agreement with the exchange. The certification verifies that the agent understands QHP products, eligibility rules, subsidies, and the exchange's enrollment systems. A valid California license is a prerequisite, but the exchange certification is a separate additional requirement before the agent may assist consumers with marketplace enrollment.
Why the other options are wrong
- B) A property and casualty license does not authorize health insurance sales, and the agent must hold an appropriate life and health license.
- C) Covered California, not CMS, certifies agents for California's state-based exchange.
- D) A FINRA securities license is unrelated to marketplace health plan certification.
Memory hook
Sell QHPs in California? Pass Covered California certification first. License alone is not enough.