An insurance producer who wants to sell Qualified Health Plans through California's exchange must first:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
In California, a producer may sell Qualified Health Plans through Covered California only after completing the state exchange's certification process, which includes signing a producer agreement and completing the required certification training. The certification is administered by Covered California, not by the federal government. Selling QHPs without this certification is a violation of the exchange's requirements. A separate federal broker license, a securities exam, or registration with the Public Utilities Commission is not part of the requirement, and certification must be renewed in line with Covered California's training and conduct standards.
Why the other options are wrong
- B) There is no separate federal CMS broker license for selling state exchange QHPs; certification is handled by Covered California.
- C) A securities licensing exam is required for variable products and is unrelated to health insurance exchange certification.
- D) The Public Utilities Commission regulates utilities and transportation, not health insurance producers.
Memory hook
Sell QHPs? Get certified by Covered California first. The exchange signs the check and the contract.