State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
An agent in California who wants to sell qualified health plans through Covered California must:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
To sell qualified health plans through Covered California, agents and brokers must complete the exchange's certification requirements — including training and an agreement — and maintain an appropriate California insurance license. The certification ensures producers understand the exchange's rules, subsidies, and enrollment processes. Only certified agents can assist consumers with exchange enrollment and receive compensation from Covered California.
Why the other options are wrong
- B) A property and casualty license does not authorize selling health coverage; agents need appropriate life/health licensing plus exchange certification.
- C) Covered California, a state agency, certifies producers; CMS is not the certifying body for California exchange agents.
- D) No medical degree is required; certification is a regulatory and training requirement.
Memory hook
Selling QHPs? Get Covered California certification first — no certification, no sales.