State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 3/5
For biennial license renewal in California, a life agent who holds only a life license must complete continuing education of at least:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
California requires 24 hours of continuing education every two years for license renewal, and at least 3 of those hours must be in ethics. A producer who holds both life and property/casualty licenses may have the total shared across lines, but the ethics requirement remains in place. Separate training such as the annuity training course does not replace the general CE requirement, and the licensee must document completion to the Department of Insurance at renewal time. Failing to complete CE prevents timely renewal.
Why the other options are wrong
- A) The total required is 24 hours, not 12, and the ethics requirement is 3 hours, not 6. The biennial total is 24 hours and the ethics share is 3 hours, so both numbers here are wrong.
- C) The statutory requirement is 24 hours, not 40, and an ethics component of 3 hours is required. California requires 24 hours, not 40, and a 3-hour ethics component is mandatory within that total.
- D) Annuity training is a separate, additional requirement. It does not satisfy the general CE total. Annuity training is an additional separate requirement and cannot be counted toward the general CE total.
Memory hook
CE math for California: 24 total, 3 ethics, every two years. Training is extra, not a substitute.