State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
A California life agent with no other license must satisfy the continuing education requirement, which is:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
CIC Sections 1749.3(b) and 1749.33 require 24 hours of approved continuing education every two-year license period, of which at least 3 hours must be in ethics. The prelicensing education requirement under AB 943 — 12 hours of Ethics and California Insurance Code, including 1 hour of fraud — is a different, one-time prerequisite for licensing. An agent holding multiple licenses may share the 24-hour requirement.
Why the other options are wrong
- B) Twelve hours with 1 hour of fraud describes the prelicensing ethics course, not the biennial CE requirement.
- C) CE is 24 hours biennially with an ethics component required; 40 hours is not the CE figure.
- D) The requirement is 24 hours per two-year period, not per year, and no 12-hour life-line mandate is imposed for CE.
Memory hook
Every two years: 24 total, 3 of them ethics. Keep the classroom hours and renewal is smooth.