Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
A dependent child who loses coverage under a parent's group health plan because of age is permitted under COBRA to:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
When a dependent child ages out of a group health plan, COBRA treats the loss of dependent status as a qualifying event, allowing the child to continue coverage under the group plan for up to 36 months. This extended period gives the child time to arrange other coverage. The 36-month COBRA continuation for aging-out dependents is expressly stated in the PPACA-dependent-coverage material under AH-III.C.6, and it is distinct from the 18-month period generally available for employment termination.
Why the other options are wrong
- B) The continuation period is 36 months, not a single billing cycle.
- C) COBRA provides a limited continuation period; it does not create lifetime employer coverage.
- D) Medicare eligibility is independent and is not automatically granted through COBRA aging out.
Memory hook
Aging out of the group plan? COBRA buys up to 36 more months.