Covered California for Small Business (CCSB) serves:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Covered California for Small Business (CCSB) is the SHOP, Small Business Health Options Program, exchange serving California employers with 50 or fewer employees. Eligible employers can purchase Qualified Health Plans and use them to provide coverage to their employees, and employers with 25 or fewer employees may qualify for the federal small business tax credit when they purchase through CCSB. CCSB is limited to small employers; large employers, Medicare beneficiaries, and self-funded government plans are handled through other channels. It is the only California venue where the SHOP-based federal small business tax credit can be claimed for employer-sponsored coverage.
Why the other options are wrong
- B) Large employers are not served by CCSB; the SHOP exchange is capped at 50 or fewer employees in California.
- C) CCSB serves employers and their employees, not Medicare beneficiaries, who choose Medicare Advantage or Medigap instead.
- D) Self-funded government plans are not purchased through CCSB, which offers insured QHPs to small employers.
Memory hook
CCSB = SHOP for small shops: 50 or fewer employees, one stop for small business QHPs.