Covered California for Small Business (CCSB) is the state's Small Business Health Options Program exchange. Which employer group size does CCSB serve?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Covered California for Small Business (CCSB) serves small employers with 50 or fewer employees, matching California's small employer market definition for the exchange. Through CCSB, small employers can offer their workers qualified health plans, and eligible employers with 25 or fewer employees may claim the federal small business health care tax credit when they purchase through CCSB. Employers above the 50-employee threshold fall outside the CCSB service definition and obtain coverage in the large group market. This 50-or-fewer limit is a core CA-specific exchange fact.
Why the other options are wrong
- B) 100 or fewer is the small group market size for insurance regulation generally, but CCSB's own service cap is 50 employees.
- C) 25 or fewer is the size limit for the federal tax credit, not the service limit of CCSB itself.
- D) CCSB is limited to small employers; large employers with more than 50 employees are outside its scope.
Memory hook
CCSB's front door opens for 50 or fewer employees; 25 or fewer earns the tax credit bonus.