General Insurance✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
A person who stops skydiving because the injury risk is unacceptable is practicing:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Avoidance means eliminating a risk by not engaging in the activity at all - refusing to skydive removes the exposure entirely. This is the most complete form of risk management, but it also gives up any benefit the activity offered. Retention keeps the risk, reduction lowers its frequency or severity through loss control, and sharing spreads it among several parties.
Why the other options are wrong
- B) Retention would mean continuing to skydive and accepting the risk of injury.
- C) Reduction would mean skydiving but with added safety measures to lower the chance of injury.
- D) Sharing would spread the financial risk among a group, not eliminate the activity.
Memory hook
Quit the activity = avoid the risk. Nothing to manage if there's no exposure.