State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Before a life agent may first solicit individual consumers to sell annuities in California, the agent must complete:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Section 1749.8, every life agent who sells annuities must satisfactorily complete eight hours of training before soliciting individual consumers to sell annuities. The training must be approved by the Commissioner and cover annuities, California annuity law, prohibited sales practices, and recognition of consumers who may lack the judgment to knowingly purchase the product. This is the initial annuity training requirement.
Why the other options are wrong
- B) Four hours is the per-renewal annuity training requirement, which applies before each license renewal — not the initial pre-sale requirement.
- C) The 20-hour line-specific prelicensing course was eliminated by AB 943; the annuity requirement is the separate 8-hour initial training under Section 1749.8.
- D) There is no one-hour annuity ethics course; the 12-hour ethics and California Code course is a general licensing prerequisite.
Memory hook
First annuity sale in CA? Eight hours of training first. That is the pre-sale gate.