State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Under California Insurance Code Section 1626(a)(2), a person holding an accident and health or sickness agent license is authorized to transact insurance coverage for:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Section 1626(a)(2) provides that an accident and health or sickness license entitles the licensee to transact insurance coverage for sickness, bodily injury, or accidental death, and may include benefits for disability income. The life license under subdivision (a)(1) separately covers human lives, endowments, and annuities. The statute defines each license type's scope, and an A&H licensee may not exceed it.
Why the other options are wrong
- B) Life insurance, annuities, and endowments fall under the life license in Section 1626(a)(1).
- C) An A&H license does not authorize every line of insurance; other lines require other license classes.
- D) Property and casualty insurance is a separate license class, not covered by an A&H license.
Memory hook
A&H = sickness, injury, accidental death (+ disability income). Life stuff stays out.