Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Under an individual comprehensive medical expense policy, coverage for adult dental and vision services is generally:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Essential health benefits require pediatric dental and vision coverage in individual and small group plans, but adult dental and vision services are not part of the required EHB package. Adult dental and vision coverage is typically offered as optional supplemental benefits under a separate premium, or through stand-alone dental and vision policies. An insurer is not required to build adult dental or vision into a comprehensive medical plan, and these services cannot be presumed to come free with major medical coverage.
Why the other options are wrong
- B) The EHB mandate covers pediatric dental and vision, not adult dental and vision services.
- C) Adult dental and vision are generally not bundled free into major medical policies; they are sold as optional riders or separate policies.
- D) The ACA does not prohibit adult dental or vision coverage; it simply does not require it.
Memory hook
Kids get dental and vision under EHB; adults pay extra — optional, not automatic.