PassSprint
Medical ExpenseVerified · outline & fact-checked · Sep 2026Difficulty 1/5

A primary purpose of the Patient Protection and Affordable Care Act (ACA) is to:

Select an option to reveal the answer and the full 3-part explanation — free, no signup.

Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

The ACA was enacted to expand health coverage and affordability, chiefly through premium tax credits, cost-sharing reductions, Medicaid expansion, guaranteed issue, and the individual responsibility requirement. It established health insurance exchanges, essential health benefits, and metal-tier plans to make coverage more accessible and transparent. The law does not eliminate private insurance; instead it regulates private markets and adds subsidies. The statutory purpose is the opening concept examined under AH-III.C.1 before the specific PPACA mechanisms that follow.

Why the other options are wrong

  • B) The ACA preserves and heavily regulates private insurance rather than eliminating it.
  • C) The ACA does not impose hospital price controls; it relies on exchanges, subsidies, and market rules.
  • D) Medicare remains a federal program; the ACA did not transfer it to the states.

Memory hook

ACA means Access, Affordability, and Accountability for coverage, not abolishing insurers.

Related Practice Questions